No. Your payers do not need a Stripe Account. Your payers can use PayIt2 with a credit or debit card without having to sign up to Stripe. 

Who can use Stripe? 

Stripe is our most international payment processor. See what countries they support on their page for International Stripe Customers. 

What are the fees with Stripe like? 

The fees are stated clearly on the Stripe Fees Page. There is no monthly cost associated with Stripe, and you don't have to pay any membership fees or upfront costs.